Posts Tagged ‘Working At Home’
“Good fortune is overlooked by most individuals because it is dressed in overalls and looks like work” these were some of the words of the legendary Thomas Alva Edison which is exceptionally true when it comes to a work from home business. In the economy today families are fighting to keep their modern lifestyle and make ends meet. Owning a legitimate work from home business is like having a life boat to sail through these risky times. It gives families the much needed added income and helps them to seize control of their lives in better way.
However, running a prosperous work from home venture requires a lot of hard work, resolve and long hours. Sometimes the actual hours put into these go beyond the normal 9 to 5 job. Most individuals do not succeed in such endeavors as they expect to make quick profits, or they simply are not willing to put in the effort required to get the job done successfully.
A working at home business is mainly made for people who really like to work independently and love being their own boss. It is also practical for housewives and a good plan for individuals who have been laid off work. It serves as a great alternative for people who are in need of a second income or who are close to their retirement age and are trying to find some kind of income. Some of most popular home based business ideas are commercial photography, web site designing, marketing jobs, technical writer, affiliate marketing, etc.
While attempting to get work from home jobs, one must be very careful of scams and sites that will mislead you to pay up front cash for bogus information or will lure you to divulge personal information which is then abused by them for personal gain. Some of the ways to avoid being scammed are to never believe sites that guarantee you can make hundreds of dollars a week. These kinds of claims are unrealistic and are normally a scam. Websites which state that for their home based business no experience is needed and you can work only a couple of hours and make lots of cash. Websites that ask you to pay a fee, so that they can send you a whole list of ideas for a home based business and a starter kit, or websites where you are obligated to call 900# for comprehensive information about the business etc.
Even with all the cons, running a legitimate work from home business is still one of the better options for financial independence. A lot of self discipline and time awareness is needed in order to succeed in a work at home business. Even though there is no boss pressing you for deadlines, a person must be able to set up a routine and deliver work on time. It is also important to schedule a certain amount of hours for work every day and if you are in a marketing job it is a lot easier to have a dedicated phone line for your online business. Finally it is a good option to let people know the timings of when you work to avoid being disrupted while working.
YOU WILL NEVER GET RICH WORKING FOR SOMEONE ELSE!
Pretty fair, harsh statement, but it is the truth. If you are working for someone else, no matter how great the work is, you will always be at the mercy of that employer. A lot of you are or have already found this out with the massive layoffs going on. Look I hate money. I believe money is the root of all evil, but without money life is pretty tuff. I wish that everyone could live in harmony working their trait and then spend the rest of the day pursuing what they love. This is a fantasy world right. It doesn t have to be, but this kind of life takes work itself.
Think about how much of your life has been about money. All through high school and college everyone but my parents told me to become a money maker. To study for a job that would make good money, not study for what I was interested in. How much of your life because of your job has been spent away from your family, moving to places you would never live, traveling, and dealing with greedy corrupt people? Do you really plan on working a job like this for another 5, 10, 30 years?
The world needs workers to help the rich get richer.
This is also harsh, but another statement you need to hear. Working people make rich people richer. I have met a lot of people in my life. One thing I can tell you is that wealthy people are not geniuses or prodigies. There are a few out there, but most wealthy people put one pant s leg on at a time, like my father says. They are people that are no smarter than you, they just have more knowledge in how to make money, they came from wealth, or they caught some lucky breaks.
It takes money to make money!
This is also the truth. This is what separates you from being wealthy. If you had money to toss away, you could try all kinds of online working at home programs. You could trade stocks all day until you found that penny stock that went to a dollar. It is extremely hard to spend money you don t have on dreams and there lies the problem.
Now I don t want to upset any of you, but I want you to open your eyes. Working at home is not a dream. A dream is working a job and getting by thinking one day you will have enough money in your 401k to retire. To understand what I am talking about let s get into inflation.
What cost $1 in 2000 would cost $1.24 in 2009. This is crazy but you need to start thinking about this. When I was a little younger I always heard if I had a million dollars I could retire. That is still true in most parts of the world, but it would be really difficult in the U.S. Let s get back to more inflation.
$1,000,000 in 1983 had the same buying power as $2,147,148.59 today 2009.
That is 26 years. Generally in order to even get close the 1 million mark in your 401k you would have to work and contribute for 25-30 years. Some of you might be thinking that the interest off your 401k would grow big time in these years. Well, how many stock market crashes have we seen in the last 26 years? How many people lost to 2/3 of their 401K in this last year? How much will 1 million dollars depreciate in the next 10, 20, 30 years? All I am asking is for you to do the math, and be realistic with yourself and family. Take a look and play around with the numbers yourself here.
When I do the math I see the majority of the U.S. and the World making under $100,000 a year. I see people never being able to really retire and live free like they dreamed. I see people not being able to put near the amount needed in their 401k to reach 1 million before and I see people not wanting to put any amount in their 401k now. I see people living paycheck to paycheck everyday. I see people not able to last 6 months without revenue coming in.
Am I saying all this to upset you? No! Most people live in a fantasy world. They don t like to think about the future and if they do think about it, they lie to themselves about what they will be able to do in their golden years. You know what I am saying is true; you just don t want to give up that lie. For most of you this lie is the only thing that gets you through each day.
Let s look at some facts. The internet is growing, and will continue to have huge growth for the next 30 years and more. This is the opportunity of a life time. I always heard stories of how my great grandfather was able to work for a guy and in return the guy paid him in land. How my grandfather could go into the local bank and ask for huge money to buy a piece of land, cattle, or for a business venture. In those days you could take risk with your bank right behind you funding your every step. Today you have to have collateral, impossible credit score, business plan, operational business showing profit 5 years, your right arm cut off, and the deed to everything you own.
Look 90% of the millionaires in the world are small business owners. With it impossible to get a loan for a business, the internet is the place to be. This is a frontier that cost very little money to get into and is very forgiving. Example: you do manage to come up with 20% down for a Small Business Loan and you start your business. For most of us, this is everything and if it fails, that s it. You tried and you failed. Research how many business fail each year. Now think about the internet. Even if you spend $2000 on your working at home business and it fails, you can recover and trust me you will have failures. You will still be able to try again, because this possible failure won t ruin you. Most successful people failed many, many times before making it big.
Now I am not saying don t save money, but think about the odds. I will take the odds of succeeding with a working at home business after trying for 26 years any day before putting in a 401k for 26 years. If you only tried 1 working at home business a year that is 26 chances of being financially independent and living the life you always dreamed of versus hoping you don t get laid off more than 3 times, hoping you 401k gains always, and hoping inflation stops.
Working at home is broken down into many things like home business, websites, actually doing a work at home or freelance jobs and so on. I never really focus on getting paid at home per hour or per job when it comes to working from home because it is the same as having a dead end job. If you re going to do this, why not go the whole way and start a home business where you are in charge and you control what you make.
This is not a get rich quick game. For those of you out there looking for that knock out punch or over night program, you are living in a fantasy world. It will take work to work at home and be successful, but this is a realistic goal. If I came to you and told you there was gold in that mountain, but you would have to dig 10 or 100 feet for it, would you? The internet is that gold, but you have to work for it. Along the road you will learn how to mine, better ways to dig, easier ways to dig, and when you finally get to that gold you will have knowledge and money that will change you life.