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Car insurance is one of the most expensive costs involved in driving a car, and it’s not something you can avoid – a minimum level of insurance is required by law. That doesn’t mean you have to blindly pay whatever your insurer quotes though, as there are several simple things you can do to reduce the cost of your premiums.
1) Shop around and buy online: Figures show that many people simply renew their current policies without shopping around. The internet makes it easy to compare prices from different insurers, so why not take advantage of this? Plus, you’ll usually get a discount of 10% or more just for buying your policy online.
2) Policy type: do you really need a comprehensive policy with all the extras? Going for a third party fire & theft policy can reduce your premiums hugely, and is definitely worth considering if your car isn’t an expensive model.
3) No claims discounts: Nearly all policies feature a discount that increases for every year you don’t make a claim. The higher the discount available, the more you could save. Also look at insurers offering a ‘no claims bonus for life’ feature, where your current discount level can be fixed forever, even if you have to make a claim somewhere down the line.
4) Excess: The excess on a policy is the amount of a claim you have to pay before the insurer pays the rest. Choosing to have a higher than standard excess level will usually mean lower premiums.
5) Security: Fitting your vehicle with an alarm, immobiliser, or other security devices can lead to premium reductions. Parking you car off-road, for example on a driveway or in a garage, will also mean a cheaper policy.
6) Pay annually: Many insurers charge you interest for the privilege of paying in monthly installments. Pay annually if you can afford it to avoid this, or look for one of the companies who don’t charge extra for monthly payment.
7) Mileage: The more mileage you run up every year, the more your insurance will cost. Even if you can’t reduce your mileage, make sure you’re not overestimating how much you actually do drive, and give your insurer an accurate figure.
Drivers: The more drivers you have on your policy, the more it will cost. Reduce the number of people insured to drive your car to the minimum possible, and try to get the policy in the name of a driver with the lowest risk profile. For example, if a car is driven by both a man and a woman, insuring it in the woman’s name will often result in a cheaper quote.
Read more other useful articles about: tesco car insurance, budget car insurance, commercial van insurance and alliance auto insurance.
Armando Montelongo from the A&E Television Network’s reality show “Flip This House”, author of multiple real estate training courses and books including Flip and Grow Rich, How to Make Millions in Foreclosures and Flip it Now among others and mentor/coach to thousands of students all over the world has been said to be a scammer and overall dishonest person, which couldn’t be further from reality.
Honestly, rumors of the Armando scam are false. Armando Montelongo is no more of a con artist than any other business or person. Offended? Consider this, sales are all about convincing people to purchase your product. As any other business would, Armando is going to do as much as he can to extend his long-term success and keep feeding his family.
Long-term success is never achieved through scamming other people. Sure, people have had less than ideal feelings towards Armando’s teachings, but that tends to happen based on the sheer amount of people that have had the chance to learn from him, not to mention that a lot of people expect to be handed the key to great wealth without doing any work. You cannot skim through one of Armando’s books, not take action on any of the lessons and then expect to make a fortune, sorry, you also have to take action. Armando shows you what to do so that you don’t waste years of missed profits trying to figure it out for yourself.
It’s disheartening when one is doing something positive and becoming successful, and people always try to portray them as a bad person. There are those speaking of Armando being involved in a lawsuit (that was later thrown out). In the United States you are innocent until proven guilty, and Armando was proven innocent. The richer you get, the more backstabbers will be out to get you. Whatever you do, don’t let this be a reason to not become wealthy.
Armando wasn’t always successful though. Before becoming recognized worldwide as a top real estate investor, he had to learn on his own how to make money with bad credit, no cash, and no experience. He understands firsthand what it is to be in poverty, to not have enough money for gas, for groceries, much less anything else. Maybe you’re not what you would consider poor, but you would like to do better, get a nicer car, a bigger house or just fire your boss and quit your day job.
So, is Armando Montelongo a scammer? Well, are you committed to changing your life and creating wealth in real estate? Even if you don’t care for Armando, he has been working in the real estate industry for many years and he does have a wealth of experience flipping homes for profit. Take advantage of this know-how, stop making excuses and take action with what Armando Montelongo can teach you. Changing your life starts with you.
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